Credit Detailer News

Private Label Credit Software

posted Jun 3, 2010, 10:02 AM by Credit Detailer   [ updated Jun 3, 2010, 10:18 AM ]

Credit Detailer has broke new ground in the credit repair industry!

For the first time ever, a software company has seen past it's own needs and is helping professionals, and companies to be able to deliver much needed credit help to consumers.

Credit Detailer, LLC of North Hampton, New Hampshire, founded in 2005 by mortgage originator Brad Durbin, has been making simple and easy to use credit repair software for loan officers, as well as other financial professionals that assist consumers with obtaining credit, loans, or large ticket items such as a mortgage or vehicle.

Since credit has become ever more important to consumers to get things such as insurance, employment, or an apartment, and now cell phones, even entry into the military, it has become critical that all consumers age 18 and older learn about credit reporting.

Historically, credit repair and credit repair firms have received much negativity and criticism from consumers; the intended audience that needs the assistance most. The resistance and consumer disbelief makes offering credit services and education packages to consumers more difficult.

Credit Detailer has provided financial professionals with tools to educate, facilitate, and follow through in credit assistance for consumers, but realizing that even professionals are facing challenging problems reaching consumers, they decided to break the traditional software mold.

In Q2 2010, Credit Detailer is launching a new product enhancement that allows financial professionals to private label the easy to use software as their company's own. And while the enhancement only helps professionals to have more pride in their quest to reach out and help consumers right the wrongs of error ridden credit reports, Credit Detailer has taken it one step further. The enhancement will give professionals and firms the ability to deliver a home-based version of the software, still under the company's private label, so that consumers can take a more active role in their credit education as well as the steps involved with having items corrected with the credit bureaus.

The intent of this program is to allow professionals to reach a broader audience and alleviate consumers hesitation of repairing their own credit due to feelings of uncertainty or skepticism of handing over their personal information. Now professionals and firms can have a platform to teach consumers in seminars, workshops, web based learning, and more. Combining individualized software with professional human training is a hybrid of the best of both worlds where professionals can still promote healthy credit habits and education and consumers can learn by doing while keeping their sensitive information as private and secure as they choose.

If you are a professional or company that assists consumers with financial transactions, you can benefit from having your own private labeled credit repair software in both a professional and personal edition to distribute as a product, with or without mentoring and coaching services.

The Fair Credit Reporting Act allows consumers to take the steps necessary to correct errors appearing on their credit report. Now using a simple system to learn what to do, to be able to take the necessary steps, and have a detailed follow-up and tracking system, consumers will be able to make use of the rights provided to them by the Federal Trade Commission. Companies will now benefit by having an option to offer clients who would otherwise not qualify with potential credit reporting errors and also having clients who are better educated to the importance of having an accurate credit report.

Credit repair is not illegal, but misrepresenting actual facts to modify or alter your report to the credit bureaus is.

The FCRA does allow consumers to have any item investigated for accuracy, for any reason, and at any time. The problem is that consumers need to take the first step and review their credit report at least annually, and the National Consumer Law Center encourages it. Consumers who see items on their credit report that are unfamiliar to them, or believed to be reported inaccurately, have the right to have the items verified for accuracy and receive a report of the investigation process as well as any original documentation that supports the claims made by the creditor. Items that are not verifiable or unable to provide original documentation typically must be removed from the report. Items such as collections typically fail to have their proper documentation to support the collection reported and unless documentation can be provided, the reported item is removed from the report.

For more information on this program visit: 

My Account Manager

posted May 24, 2010, 10:40 AM by Credit Detailer   [ updated May 25, 2010, 7:37 AM ]

We have recently updated our servers to allow you to do some extra things using a new "My Account Manager"

You can sign into your account using:
(and your email used to purchase)

Inside you will see options to:
  • Add additional installations to your account 
    • (so you can activate on more PC's)
  • Renew your maintenance terms 
    • (to get recent software updates & client transfer utilities)
  • To purchase/Renew the Online Status Portal
    • To keep your portal going - no contracts required!
  • To purchase "Live" technical support from a technician
    • to use our premium based support system to have a person work with you remotely
    • a link to connect to the technician too!

How to Get Free Credit Repair Software

posted May 3, 2010, 10:01 AM by Credit Detailer   [ updated May 11, 2010, 8:06 AM ]

We have been working with some great partners in the past, and recently Credit Detailer has been receiving some really positive attention. 

We have a long standing tradition of making credit repair software more affordable to businesses and consumers. 

And we are very excited that our partners have helped us with a new initiative to allow organizations who help others be eligible to receive our simple to use and powerful credit education and correction software at a subsidized discount, or even for free!

This means that more and more organizations can help more and more consumers handle their credit!
Just think what could happen if more people has an accurate credit report? 

How great and easier would things be for people if they just had the credit report that reflected the truth?
Think of the opportunities that everyday people could now get!
  • A car loan from an dealership for reliable and warrantied vehicles that are reasonable to afford
  • An apartment lease at reasonable terms in an area they want to live vs. where their credit forces them to live
  • A job with an employer that values the credit of their employees, and possibly has health benfits
  • Insurance rates that are lower for auto and home
  • A mortgage for a house at terms they can afford
  • A cell phone plan from a major carrier instead of pre-paid plans
  • Even employment in the military
A correct credit report can change lives! -
And we want more people to create this awareness!
Ask yourself: "How Can You Help?"

Because of the testimonials we receive (be sure to leave one yourself here), we are able to have private foundations provide us sponsorship and sometimes funding to offer even better promotions to you!
   >> The more testimonials we have, the more attention we get! 
   >> And the more attention we get, the more partners want to help us with our mission!
   >> Feel free to pass this link onto anyone who might benefit!

Recently we have been putting together a multitude of organizations willing to cooperate and provide subsidy to select organizations that have been making a big impact in the credit world, and with consumers. We know how hard it is to get started, and we wanted to strive to make it easier.
This is our initial roll out of the subsidy program, and we are still working the bugs out, but we hope that in the end, you are able to help more people with greater ease

How it works:
Times above are estimated. Actual times will vary based on individual requests and current volume of requests. 

A great free service to offer your clients!

posted Jan 27, 2010, 4:16 PM by Credit Detailer   [ updated Feb 27, 2010, 11:52 AM ]

We often review and look at other software programs and services to determine what can benefit our visitors. 
We came across this tool and we found it excitingly cool!

We want to introduce "The Scouting Report", and no, it's not a service that looks for professional athletes. 
It's a service offered by Home Buyer's Marketing that allows everyday people to signup, and search for homes on the web. 
Now, by today's day in age, just about everyone and their brother has seen home finding tools on the web, but we promise to explain why this is better....and keep reading to find out how you can turn this free service into successful service for you.

Here's a brief overview:
  • It's Free to use, and to offer as a business service* (most online systems are free for a user, but as a business, you have no way to invovle yourself or track anything with your clients.

  • The Scouting Report allows 'Anyone' to quickly search for homes in all 50 states! (not typical for most systems)

  • Since it is tied directly into MLS and other local listing services, the homes displayed are in real-time and accurate (we've reviewed other systems where changes and home listed/sold were not up to date)

  • You can look up bank owned foreclosures to find those really low deals (not available on any other system that we've seen)

  • You get a notebook where you can 'Star' houses (much like Gmail) and get notified when anything like price, description, status, or pictures change...that's cool because, basically, it keeps you informed before a person has time to call you

  • Of course, it comes with pretty standard features like being able to make a list of properties you would like found by using price, bedrooms, size, location, style, and etc. 

  • It also has mapping features, but unlike other services, you can see the listing agent name and the home address to do your own drive-by. (Other online systems don't offer this information without first speaking to an agent, which is irritating when you are only doing research). Of course, the mapping features here are 'Amazing!', you can draw circles of areas, locate schools, restaurants, and get town specific information. 

  • Then when ready, you can initiate contact through The Scouting Report to schedule a showing, or ask questions on a property. (other systems reviewed don't let you do either)
...and we are not even at the good stuff yet. So here's how to utilize this service for your business. (please understand, due to some legal regulations, only qualified industries can offer this. The exact list we do not have, but when reviewed, it contained:
  1. Licensed Realtors
  2. Home Builders
  3. Financial Planners
  4. Accountants
  5. Attorneys
  6. Insurance Agents
(This is a short list, you will need to make an inquiry to find out more regarding the legal details.)

If you are able to offer this as a service, here is how you benefit:
  • You now are provided your own portal to access the system
  • You can add clients to the system (or they can add themself)
  • You can see the clients in a master view
  • As clients are more active, you can work with those clients specifically to assist them more
  • You can offer clients a generally better home finding service in every aspect (easier, free, cleaner, better, more collaborative)
  • You can set yourself apart from the competition by being able to give this away at no charge and allowing your clients walk away with something for nothing

  • You benefit because you offer something for free that's truly is incredible (signup for free yourself and see), your clients love you even more, and they remain even more loyal - even after the credit situation is made better. Plus, why wouldn't they share this tool with their friends, family and co-workers who might live in other states! Not everyone will need credit education or consulting services from you, but your client list grows in new ways, with little effort, all for Free - What could be better!

Try it out for yourself below!

The Scouting Report

This free tool is great for anyone who is having their credit updated!
Motivated clients work harder....give them a free tool and help them keep their focus!
  • -NO Sales Calls
  • -Personal password protected website access
  • -No fees of any kind - ever!

If you are an industry professional - you can offer this system to, track, and manage all your clients!

Realtors - You can use this free tool with your clients too!
This is a great way to drop your current monthly fees to MLS, RealtorPro200, and other!

Insurance Agents, Attorneys, Financial Planners, this tool is excellent for managing your clients and offering additional services - for FREE!

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